International Student Travel Insurance
This international student travel insurance policy is designed to cater for the insurance needs of persons studying in the UK on a trip arranged by Select English Cambridge. The product provides cover including emergency medical assistance and medical costs, protection in the event of cancellation or curtailment, cover for loss, theft of or damage to baggage and personal money.
- Key features and benefits:
- – A 24 hour helpline for medical emergencies
- – Emergency medical expenses in the event of illness or injury
- – Protection against cancellation or curtailment charges
- – Cover for loss or damage to baggage and personal money
- – A wide range of sports and activities covered
- – Cover for irrecoverable pre-paid college, university or language school fees
- – Leisure trips within Europe and any trip outside the UK if part of your course
- Key eligibility criteria and exclusions:
- – Not available to anyone aged 66 or over
- – No cover under cancellation or curtailment charges, emergency medical expenses or personal accident relating to any reason set out under ‘Important conditions relating to health’ see group policy wording
- – No cover where the FCO or World Health Organisation has advised against travel
- – No cover where travel is not departing from and returning to your home country
- – Each claim will be subject to a £50 excess wherever an excess applies
The table below displays a summary of the maximum amounts which are payable under each section. Please note the group policy is subject to terms, conditions, limits and exclusions – please refer to the group policy wording and the statement of insurance for full details of the cover available.
| Insurance Summary Benefits | Maximum | Excess |
|---|---|---|
| 1. Cancellation or curtailment charges | £3,000 | £50 |
| 2. Emergency medical & other expenses | £2,000,000 | £50 |
| Emergency dental treatment | £500 | £50 |
| 3. Private medical emergency cover | no cover | |
| 4. Personal accident (subject to age) | £30,000 | £0 |
| 5. Baggage (including valuables) | £1,000 | £50 |
| Single article, pair or set limit | £200 | £50 |
| Valuables limit in total | £300 | £50 |
| 6. Personal money, passport & documents | £50 | |
| Currency, notes and coins | £100 | £50 |
| Other personal money and documents | £100 | £50 |
| Passport or visa | £500 | £50 |
| 7. Personal liability | £1,000,000 | £100 |
| 8. Missed departure | £250 | £50 |
| 9. Overseas legal expenses & assistance | £10,000 | £0 |
| Aggregate limit | £50,000 | |
| 10. Course fees | £8,000 | £50 |
| Professional councelling | £300 |
Aggregate limit:
An aggregate limit applies under section 1 – Cancellation or curtailment charges and section 9 – Overseas legal expenses & assistance. The maximum
aggregate amount payable for all claims arising out of or in connection with any one event under each section shall not exceed the maximum amount
stated in the table above.
Endsleigh Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. This can be checked on the Financial Services Register by visiting its website at https://register.fca.org.uk/.Endsleigh Insurance Services Limited. Company No. 856706 registered in England at 2 Des Roches Square, Witney, Oxfordshire, OX28 4LE.
How do I make a claim or contact the Emergency Assistance Service?
To make a claim:
Contact the claims team on +44(0) 1202 038 946 available Mon-Fri: 8am to 8pm and Sat: 8am to 4pm
For emergency medical assistance services: Contact the Emergency Assistance Service on +44(0) 1243 621 058 available 24 hours a day
Insurance Summary
This cover can be arranged through Select English for an additional cost of £7.50 per week (so £15 for a typical two-week summer course); please let us know if you’d like us to add the insurance to your trip.